The Kosi Small Business Fund is a dedicated support fund created to provide financial assistance to everyday people who are learning practical skills on Kosi and need capital to start or grow a business. Once you complete any course in the Small Business category, you're eligible to apply for funding—designed to help finance your business idea. How It Works 1. Complete a Course, Unlock Funding To qualify for funding, you must first complete a course under the Small Business category. Upon completion, you'll receive a certificate which serves as proof of your training. This certificate is a key requirement when applying for funding. No fees required — just your completed training, certificate, and readiness to get started. 2. Submit Your Request You’ll fill out a quick funding request form and share your idea. Our team reviews your request and schedules a short evaluation to understand your funding needs and goals. 3. Reviewed and Matched We assess your application and match it with a potential lender from our support network. Every lender has their own approach, so terms may slightly vary based on their preferences. You’ll always be informed of any specific terms before disbursement. 4. Disbursement & Terms Once your funding is approved, a one-time 10% service fee is applied to the amount disbursed. Repayment is made monthly with a standard 13% interest. Some lenders may offer custom terms, depending on the size, timeline, or structure of the funding. These will be clearly outlined before funds are released. 5. Flexible Repayment You can pay early or complete your repayment in monthly cycles. We handle the tracking and communication, keeping everything clear and easy for both you and the lender.